Why Renters Insurance?
There are many people moving into the region every day. Many are looking for a home, apartment, or condominium. Even if you don't own a home, you still have a lot at risk. After all, look around your apartment; you own clothes, electronics, furniture, tools, jewelry, and a lot more. Renters insurance from Worthington Insurance can help protect your assets without costing a lot of money. Renters insurance offers you peace of mind at a very affordable cost. Renters insurance is like a homeowner’s policy without the home.
What Renters Insurance Covers
Renter insurance will cover your personal property and provide personal liability coverage.
· Personal property - (furniture, tools, electronics, computer equipment, jewelry, clothing, etc.)
· Personal liability - coverage if someone (a third party) is hurt in your apartment.
Your Landlord May Require Renters Insurance
Many landlords now require renters insurance. Landlords often get pressure from their insurance company to require that their renters have renters insurance.
What Determines the Renters Insurance Premium?
· How much coverage you need and your limits
· They type of coverage you choose
· The amount of your deductible
· The location of your rented home or apartment
Renters insurance will protect you from incidents that occur while you're at home or away from home, such as a fire or a neighbor slipping and falling in the apartment. Renters insurance provides coverage other people's injuries or damages in situations for which you're liable.
When you think of Worthington Insurance you think of choices. As an agency that represents various insurance companies writing business in PA and New Jersey, we can match you with an insurance company that is the best fit for your insurance needs.