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Home > Blog > 2020 Hurricane Season Is Here
TUESDAY, JULY 7, 2020

2020 Hurricane Season Is Here

flood

NOAA issued their forecast on May 21, calling for a 60% chance of an above-normal season with 13–19 named storms, 6–10 hurricanes, 3–6 major hurricanes, and an ACE index between 110% and 190% of the median.

Hurricanes bring two big problems: water and wind. Depending on where you live, you may need to buy these separate policies in order to cover hurricane damage:

  • Flood insurance: No homeowner’s insurance policy will cover floods, including water from a storm surge. To get coverage, you’ll need flood insurance.
  • Windstorm insurance: Homeowners insurance policies in some hurricane-prone states won’t pay for windstorm damage. If you live in one of these states and want coverage, buy a separate windstorm insurance policy.

Here are some basic emergency preparedness suggestions to include in your planning process.

  • Create a family communication plan for children and adults to have. Put copies in children's backpack and in your wallet or purse.
  • Flood insurance is not covered under your homeowner’s policy. While hurricanes are generally covered, if a flood ensues later, it may not be covered. You will need a separate flood policy.
  • Install hurricane shutters.
  • Prune all trees around your home.
  • Keep a mobile emergency kit in your car.
  • Monitor radio and local TV stations for evacuation orders. Act without delay to avoid traffic.
  • Assemble/replenish disaster supplies kit: FEMA recommends three days of food and water for each member of the household, including pets. You can assemble a kit yourself, or purchase a pre-assembled kit online or from many local stores.  Store items in your household designated safe location.
  • Discuss with your family the safe locations for shelter in the places you are likely to spend time: home, school, work, place of worship, etc.
  • Find out your vulnerability to flooding, wind, and storm surges, and whether you live in a mandatory evacuation zone. Visit the FloodSmart.gov website to see updated flood maps.

Source: By Phil Klotzbach, lead author of the Colorado State University (CSU) hurricane forecasting team, and I.I.I. non-resident scholar.

Posted 4:11 PM

Tags: flood, hurricanes
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