Taking a driver safety training course is an excellent way to keep your driving skills sharp and it can also earn you a reduced rate on your automobile insurance, if your carrier offers such a discount. Pennsylvania law requires insurance companies to provide at least a five percent premium discount for each vehicle on a private passenger automobile policy under which all named policyholders are 55 years of age or older and have successfully completed a driver improvement course that meets the standards of PennDOT. 75 Pa.C.S. § 1799.2. Individuals must take an approved course every three years to continue to be eligible for the discount, and they may be disqualified if within the three years of completing the course they are involved in a chargeable accident, convicted of a moving violation or are convicted - or have -Accelerated Rehabilitative Disposition (ARD) for driving under the influence of alcohol or a controlled substance.
Insurance companies recognize that mature drivers face unique challenges as they get older, and they may reward those mature drivers who take the initiative to minimize risk by enrolling in approved driver training courses.