We made it through another winter, and most of us are thankful that we did not have a homeowner’s insurance claim. But with the end of winter comes the real possibility of spring flooding. If you live in a flood zone, we recommend flood insurance. Did you know that even if you don’t live in a flood zone you may need flood insurance? According to Flood Smart, 20% of flood claims come from low risk areas. A simple six inch flood in a 2,000 square foot home could cause as much as $40,000 worth of damage. There is help through the National Flood Insurance Program (NFIP).
What Might Be Considered A Flood
- Snow melt in the spring causes flooding.
- Flash flooding of rivers or waterways.
- Dam collapse as a result of rain.
- Heavy rain from storms cause storm drains to overflow and flood your community.
What Flood Insurance Does Not Cover
As with all insurance, there are certain things flood insurance does not cover. These include broken pipes, water damaged from sewer back-up, broken toilets and landscaping run off.
How To obtain Flood Insurance?
Call our office and we can provide you with a free quote. Remember your homeowner’s policy does not cover flood.
There's something you should know: Flood losses are not covered by your homeowners insurance policy.
Floodwaters have the power to damage not only your home and sense of security, but also your financial future. How can you protect your most important investment in case of flooding?
We are Worthington Insurance specializing in competitive auto, home, contractor and business insurance as well as insurance in Philadelphia, Yardley, Morrisville, Langhorne, Newtown, Bensalem, Levittown, Bucks County and surrounding areas in Pennsylvania and New Jersey. Winner two years in a row of Philadelphia magazine Home and Auto Professionals award