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Worthington Insurance Blog: 11_2012

View the latest blog posts from Worthington Insurance.

It's easy to save money on auto insurance.  Some say it's simply a matter of omitting optional coverages, reducing liability limits, underinsuring property, increasing deductibles, reducing the type of perils a person is insured against, etc.   READ MORE >>

Car Insurance Rate Discounts for Students Posted With 16 to 19-year old drivers being involved in more traffic accidents and having the highest insurance rates of any age group, we all have good reason to look for ways to reduce the cost of car insurance and the risk of fatal car accidents. READ MORE >>

What is auto insurance? Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Auto insurance provides property, liability and medical coverage: READ MORE >>

What is business auto insurance? Small business auto insurance provides coverage for you or anyone else you permit to use a company car, truck and/or van. If you lease, own or rent vehicles for business purposes, you should have a business auto insurance policy. READ MORE >>

 Get All Available Discounts  Discounts can vary widely by company as well as by state. Some to ask about are: Combination Discounts Defensive-Driving Classes Good-Student Discounts Retirement Discounts Association & Group Discounts College-Kids-Who-Are-Far-Away Discounts READ MORE >>

Floods and flash floods happen in all 50 states. Everyone lives in a flood zone. (For more information, visit our Flood Zones FAQs.) Most homeowners insurance does not cover flood damage. If you live in a Special Flood Hazard Area (SFHA) or high-risk area and have a Federally backed mortgage, your mortgage lender requires you to have flood insurance. READ MORE >>

The Insurance Just as doctors have malpractice insurance to cover damages from a accident or mistake in the treating a patient, contractors have insurance to cover damages from accidents and mistakes on job sites. It called contractors' general liability insurance. READ MORE >>

Homeowners are often unaware of just how vulnerable they are to catastrophe. That’s because homeowners insurance doesn’t cover many unexpected costs, including, in many cases, damage related to earthquakes and flooding. Here are 10 expenses that you might have expected insurers to cover. READ MORE >>

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