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A good way to truly understand your business and risk management program, is to determine your “cost of risk”. Cost of risk (COR) is a combination of business insurance premiums, retained losses, and administrative expenses. Why is COR important? READ MORE >>

  A Business Insurance Update Your business insurance can respond to many kinds of risks and losses.  Protecting your business from loss can mean the difference between having a great year, and having to close your doors.  According to the Insurance Information Institute, 30% of businesses that have a fire never re-open. READ MORE >>

According to the latest surveys by major insurers, small to medium sized businesses have a number of critical gaps in their insurance coverage. The reasons for gaps vary; not fully understanding how certain coverage applies to their business, buying business insurance from a captive agent who can... READ MORE >>

A Business Insurance Update 2017 is set to be a very good year for small businesses.  With the new administration, you can count on many business-friendly policies and administrative rules that will help small businesses. In addition, many communities are promoting local businesses. READ MORE >>

A Business Insurance Update Most businesses purchase general liability insurance to protect the business against certain kinds of claims. These claims could include bodily injury and property damage. Professional Liability insurance, also called Errors and Omissions insurance, protects against a claim from a third party who suffers a financial loss because of services or actions. READ MORE >>

These Truths Apply To Personal And Business Insurance One of the most important things to consider when considering your personal or business insurance is, “What is the purpose, or goal, of having insurance in the first place? READ MORE >>

A Business Insurance Update Most businesses purchase general liability insurance to protect the business against certain kinds of claims. These claims could include bodily injury and property damage. Professional Liability insurance, also called Errors and Omissions insurance, protects against a claim from a third party who suffers a financial loss because of services or actions. READ MORE >>

Business Insurance And Risk Management Tips As we close the year out, many businesses will be hosting company parties.  Business owners, executives, and human resources personnel need to make sure to avoid some key risks to ensure their day of merriment does not turn into disaster. READ MORE >>

Business Insurance Update Is your business prepared to undertake new overtime rules that will be set into place on December 1, 2016?  If you are fined because of non-compliance, your business insurance will not provide coverage.  Business insurance policies are not designed to cover government fines. READ MORE >>

Business Insurance update  This is the time of year when your business will be hiring part time workers to help you manage the holiday season. For the most part, you will not need to modify your business insurance, but if you add new classifications or payroll, it may affect your workers’ compensation insurance. READ MORE >>

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