According to the latest surveys by major insurers, many small to medium-sized businesses in Pennsylvania have a number of critical gaps in their business insurance coverage. The reasons for gaps vary; not fully understanding how certain coverage applies to their business, buying Pennsylvania business insurance from a captive agent who can’t provide the coverage, thinking their commercial coverage provides the coverage and finally believing they don’t have the risk.
Remember Worthington Insurance has over 26 years of experience. We are part of the community and we know and understand your business.
Here are the coverage’s you should consider to make sure you are adequately protected.
Pollution Liability- Protects against the liability that comes with polluting the environment including restoration and cleanup, liability for injuries and deaths caused by pollution.
Cyber Liability- Cyber liability is the risk posed by conducting business over the Internet, over other networks or using electronic storage technology. It covers third party losses from hackers, theft, and loss of information including sensitive client or individual personal information.
Directors & Officers Liability- Covers costs, damages, and defense protection to directors and officers of a company resulting from lawsuits and judgments arising out of poor management decisions, employee dismissals, shareholder grievances, and other such acts committed in good faith.
Employment Liability- Employment Liability provides protection for an employer against claims made by employees, former employees, or potential employees. It can cover discrimination (age, sex, race, disability, etc.), wrongful termination of employment, sexual harassment, and other employment-related allegations.
Professional Liability- Insurance that is designed to cover third party claims, damages and claims arising out of providing professional advice. Many Pennsylvania firms create legal obligations arising out of a professional's errors, negligent acts, or omissions during the course of providing services to clients.
We are ready to help you better understand your risks. When you think of insurance, whether it is auto, home, business or commercial, think of Worthington first. Our reputation speaks for itself- we guarantee it with our Golden Guarantee- Quality service at an honest price. We represent many of the top commercial insurers, and will shop the best value for your Yardley business.
Please call our office today at 215-493-4170.